Are you planning to hire an auto accident attorney phoenix az? Before you do, be sure to read guide from Typestrucks below
Auto Accident Attorney Phoenix AZ; Things to Know
Getting into an auto accident is not only traumatizing, but also stressful. Especially if you have to fight for your claim against insurance company. Contrary to popular belief, an insurance company is not really your best friend when you need them after an auto accident. In order to fight for your insurance reimbursement, you might need help from auto accident attorney phoenix az. But before you hire one, read our complete guide below first.
Why Hiring an Auto Accident Attorney Phoenix AZ is Important?
There is some chance that you might resist contacting a professional auto accident attorney phoenix az. Especially, because most people believe that you only need a lawyer if you’re going to the court. However, that’s not always the case. In fact, hiring an accident attorney as soon as you can is often the best way to go. Here are several reasons why you have to hire an auto accident attorney sooner than later:
You Don’t Have Thorough Knowledge of Auto Accident Law
It seems fair that not many individuals are familiar with the regulations governing auto accidents. An auto accident attorney phoenix az should always be retained because having a skilled advocate on your side can help your case immensely in any circumstance. They’ll give you legal counsel, assist you in dealing with the insurance providers, and generally make the legal procedure less intimidating.
You May Suffer Damages or Fatal Injuries
Many different types of harm can result from car accidents. Personal injury claims, medical expenses, property damage, or lost pay are a few examples. Calculating and deciding on the proper costs might be challenging without a competent auto accident attorney phoenix az by your side.
The Compensation Claim for Your Insurance was Either Rejected or was Less than You had Hoped
You must hire an auto accident attorney phoenix az as soon as possible to increase your chances of receiving the highest possible settlement. Insurance claims are frequently undervalued. When you hire a lawyer for your auto accident claim, they will help you navigate the insurance claim procedure and get you the money you are due.
The Insurance Provider Might be Unwilling to Negotiate
When an insurance company denies your claim, you may require legal counsel to fight for your legal rights and serve as your advocate in court. In order to do so, you’ll need a legal counsel with adequate knowledge to carry your case. If there’s a chance that the case have to go to the trial, your attorney will also represent you. So, choose wisely!
Auto Accidents Law in Phoenix, Arizona
Understanding auto accidents law in Arizona is highly crucial before you decide to hire an auto accident attorney phoenix az. By knowing well about the law, you’ll know whether you should hire an attorney or handle the case by your own. Below are several important things about Arizona’s car accident law that you must know:
How Is Fault Determined In Arizona Automobile Accident Cases?
A dozen or so states have a “no-fault” system for auto accidents, at least in terms of the majority of auto insurance claims. This means that regardless of who caused the collision, you must first make a claim under your own insurance policy for losses. Arizona, however, is not one of these states.
Arizona, on the other hand, adheres to the conventional “fault”-based approach for liability for injuries, car damage, and other losses following an accident. It means that in Arizona, whomever caused the car accident is also responsible for paying for any damages that occur from it. Practically speaking, that also means that the losses of those injured in the collision (either physically or financially) will be covered by the at-fault driver’s insurance provider up to the limits of the driver’s liability policy. Of course, they won’t give in that easily. Hence, why you should probably hire an auto accident attorney phoenix az as soon as possible.
Statute of Limitations of Auto Accidents in Phoenix Arizona
Another strong reason why you must contact an auto accident attorney phoenix is because of statute of limitations. A state law known as a “statute of limitations” imposes a strict deadline on the ability to file a lawsuit. These dates change based on the type of injury you sustained. The statute of limitations that applies to vehicle accident lawsuits in Arizona is the same as the more comprehensive one that covers all personal injury claims.
Arizona Revised Statutes section 12-542, in particular, establishes a two-year deadline for the filing of any civil case looking for compensation for “injuries done to the person of another,” for “trespass for injury done to the estate or the property of another,” and for “injuries done to the person of another when death ensues from such injuries.”
Thus, the same two-year time limit would apply following a car collision regardless of whether the legal remedy sought is for injuries, property damage, or wrongful death, and regardless of whether the lawsuit is being filed by a driver, passenger, motorcyclist, bicyclist, electric scooter user, or pedestrian. The “clock” of two years often begins ticking on the accident date. It’s also a sign that you must hire an auto accident attorney phoenix az. They will help you to collect all necessary documents and evidences before the time limit.
It’s critical to comprehend how the statute of limitations applies to your case because if you try to bring your lawsuit after the two-year timeframe has passed, the court will likely reject it. It’s crucial to understand that a claim for auto insurance is not subject to the statute of limitations. However, any insurance provider, whether it be yours or the other driver’s, will need you to file a claim — or at the very least notify the insurer of an occurrence that may result in a claim — “promptly” or “within a reasonable time” following the collision. Typically, that means a few days.
Even if you are certain that your case will be settled through the car insurance claim procedure, you should still give yourself plenty of time to file a lawsuit if necessary, if only to give yourself more negotiating power in the event that a settlement is reached. It might be time to get in touch with an experienced auto accident attorney phoenix az if you believe the two-year window is closing in on you.