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Tow truck drivers are often a third of the people in an accident that causes injuries. They are there to help when the lights go out, when your car will not start and when you get stranded. This means the company they work for is not responsible for their actions, however.
Everyone has the right to be at fault. It is part of being a responsible driver. However, not all drivers are aware of their rights and what their responsibilities are.
Most states require a tow truck driver to carry liability insurance. This insurance is also called property and liability insurance. If you have it, you should not be held liable for any accident involving your tow truck because it will fall under your own liability.
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The companies that hire drivers must have driver insurance on their trucks. However, some insurance companies will not provide coverage. To avoid this, ask the company if you can provide your own insurance or if you can provide your own towing company.
When you are involved in a car collision or accident, it is important to give as much information as possible to the police. You should take photos of the damages so they can match the information to the wrecker driver. If you do not have a clear picture of the wrecker’s location, you may have trouble getting that information. A tow truck driver may only have a name and a phone number.
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It is not unusual for someone to have multiple vehicles involved in a wreck. So, it is important to report as many details as possible. When you have your insurance card in hand, you can tell the police about how many cars were in the accident, who was in each one and the kind of damage to each vehicle.
If you are the tow truck driver, you are covered under your own insurance policy. However, if the other party has insurance, you will be covered by them as well. Remember that insurance companies consider this type of injury to be a high-risk condition.
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You should always try to get the attention of whoever was driving the other vehicle. Try to negotiate the best price and get your vehicle towed to a safe place. Otherwise, you will be left with a badly damaged vehicle or even worse, a totaled vehicle. You can find yourself with a large medical bill and a damaged credit rating.
Make sure that the other driver knows that you are helping them and that the vehicle you are helping them towing is indeed a reliable car. You may want to tell them how bad their car is so they know you are not trying to cheat them.
Never try to get a person to come back to their car if they refuse. If you try to scam them and they simply refuse, then they should not let you drive away with their car.
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If you are getting a tow towing service, make sure that you tell the insurance company of your name and the name of the person helping you. These names will help the tow truck driver to find you if they have an accident with someone else’s vehicle. They will be more likely to keep you on the road when they think that you need a tow.
Have enough money to pay for the tow, if the accident was caused by another driver. Many people drive recklessly and as a result, wrecks happen. If you were in an accident and it was caused by someone else, you should be glad that you have a tow truck driver to bring you back home.
Some other things to remember when you are being the tow truck driver are to get your name and phone number out to your family and friends. This will give them a call should you need to be picked up. so that they do not get stuck in traffic.